UNIQA Insurance

UNIQA in Montenegro

UNIQA Insurance is a part of the UNIQA Group, one of the leading insurance groups in Austria, as well as Central and Eastern Europe.

UNIQA started with its activities on the Montenegrin market in February 2008, through the company UNIQA Life Insurance JSC Podgorica, following the takeover of Zepter Insurance. In June of that year, UNIQA Non-Life Insurance JSC Podgorica was established as well.

Since entering the Montenegrin market, the business imperative of both companies has been to create quality and innovative products for legal entities and natural persons, along with providing a high level of service.

UNIQA offers a wide array of insurance products, ranging from property insurance, casualty insurance, vehicle insurance, health insurance, to various life insurance products. 

Each day, we direct our attention to the desires and needs of people, encouraging them to chase their dreams and discover all the things that fulfil them and make them happy.

By constantly opening up new horizons, the UNIQA Group has earned the trust of millions of people around Europe, thus becoming a symbol of reliability, responsibility and a different, positive worldview. UNIQA is the leading brand in Montenegro as well, which is attested by its market position which is getting better each year.

On the Montenegrin insurance market, UNIQA Insurance is recognised as a modern and innovative company with an exceptionally professional approach to its customers. Our main task is to maintain this reputation and become a leader in the services which we provide. Special attention is paid to the introduction of new technological solutions, improvement of business processes and a quality and timely claims payout.

The UNIQA team in Montenegro currently comprises more than 130 employees and this number is constantly growing. In addition to those employed by the company, there is a large number of high-quality brokers who ensure efficiency in the implementation of the set business goals.

Regarding the sales network, UNIQA Insurance offices can be found in Podgorica, Herceg Novi, Tivat, Kotor, Budva, Bar, Ulcinj, Nikšić, Bijelo Polje, Berane, Rožaje and Pljevlja.

Basic information

UNIQA Non-Life Insurance JSC Podgorica

Seat: Džordža Vašingtona 98/4, 81 000 Podgorica

Contact centre: +382 20 444 700

E-mail: info@uniqa.me

TIN: 02717557

Company number: 02717557

UNIQA Insurance Administration

UNIQA Life Insurance JSC Podgorica

Seat: Džordža Vašingtona 98/4, 81 000 Podgorica

Contact centre: +382 20 444 700

E-mail: info@uniqa.me

TIN: 02383136

Company number: 02383136

Management of UNIQA Insurance
Nela Belevic

Nela Belević

Executive Director
UNIQA Non-Life Insurance
Mersiha Hota

Mersiha Hot

Executive Director
UNIQA Life Insurance
  • UNIQA enters the Montenegrin market UNIQA enters the Montenegrin market Through a green field investment, UNIQA entered the Montenegrin market in February 2008. In the same year, UNIQA established an exclusive sales channel and began spreading its network of offices..

  • Spreading the network of offices Spreading the network of offices By the end of 2011, we opened twelve offices throughout Montenegro, with the aim of getting closer to our customers and offering them a comprehensive service.

  • Launch of voluntary healthLaunch of voluntary health insurance UNIQA marked its fifth business anniversary by introducing a completely new insurance programme on the market of Montenegro. For the purpose of promoting the MedUNIQA voluntary health insurance, the MedUNIQA HealthCare Truck with physicians and fitness experts from Austria visited Montenegro.

  • Damage reporting via phoneDamage reporting via phone For the purpose of constantly improving our customer service, once again we offered a unique service on the insurance market in Montenegro – damage reporting via phone.

  • UNIQA pioneers the developmentUNIQA pioneers the development of bancassurance in Montenegro After the first steps and having established cooperation with several banks in 2014, UNIQA continued to improve the bank capital through the education of employees in banks and the development of new bancassurance products. Thanks to the excellent cooperation that we established with Banks in Montenegro, our customers can purchase insurance products in more than 50 bank offices.

  • Development of new products Development of new products Opening a new office and moving the Administration to The Capital Plaza centre, introducing a completely new product on the Montenegrin insurance market (medical malpractice insurance) – these are just some of the activities by which we opened a new chapter of the UNIQA story in Montenegro.

Board of Directors

UNIQA Non-Life Insurance

  • Siniša Nišić, President of the Board of Directors
  • Olivera Böhm, Member of the Board of Directors
  • Emil Džudžević, Member of the Board of Directors

UNIQA Life Insurance

  • Gordana Bukumirić, President of the Board of Directors
  • Alexander Breit, Member of the Board of Directors
  • Gerald Mueller, Member of the Board of Directors